Tuesday, June 27, 2017

Photoshop hands-on

During my tenure as Deputy Director of Income Tax in Intelligence and Criminal Investigation, I happened to design an advertisement for the Income Tax Department on a new return that needs to be filed by the eligible entities. I am sharing the image here:


This advertisement was really liked by my seniors and we decided to take its print out on a flex. This was then installed in all the Income Tax Buildings in Mumbai and also all across the cities in the Country. This was in larger public interest and was educative in nature.


Thursday, April 27, 2017

Dream

A person may have many goals and dreams in life which he/she wants to achieve. Dreams are not only meant to make one grow richer or bigger in life. Most importantly they are meant to make a person feel content. You feel more confident! You feel accomplished! This confidence gets reflected in every sphere of your life, be it personal or social. But as they say, Reaching the topmost position in a hierarchy is not important, maintaining yourself in that position for a longer period of time with your conduct is what matters the most! 

My Sociology professor at Delhi always used to tell us that, chaand ka sochoge toh aasman tak pahunchoge, agar socha hi asmaan tak toh kahan tak jaoge ?  I think i need not say anything else. This says it all. 

Get inspired. Get going! 

Wednesday, April 26, 2017

Intelligence and Criminal Investigation

Hello friends,

I am back to blogging! Yes, this happening after a very long time. My current stint as Deputy Director of Investigation (DDIT) in Intelligence and Criminal Investigation has been very enriching. Mumbai has given me lot of exposure and immense experience of variety of cases which I can cherish and boast for life. Most memorable being an action on a Credit Cooperative society detecting a cash deposit of more than 2000 cr! Special Projects also excites me a lot. Most importantly, I have been able to follow my passion for photography and creativity. We conducted an All India Conference at Madh Island, Mumbai where I completely made use of my NIKON D750 (24-120mm). I took the stills as well as videos and then created a movie with all the special effects and tag lines which everyone liked and appreciated. More than anything else, I felt satisfied and content. The movie which I created is very close to my heart.

These days, we are conducting OUTREACH PROGRAMMES – Workshop on uploading of Statement of Financial Transactions u/s 285BA of the Income Tax Act, 1961. The presentations have all gone well. This again is my area of interest (i.e. giving presentations) which I love doing and which i am able to pursue here. Sharing some of the pics here.








P.S. : Keep pursuing your hobbies along with your work. I consider myself lucky that in my work, I have been able to pursue them.

Monday, March 14, 2016

Mallya (Mal-liya) Conundrum

Its so good to be back on your blog after a substantial period of time. Its just that somebody reminded me during the course of a hearing of a case in my office today that they have gone through my blog and have come before me. Was glad to know that they knew a lot about me through my blog than about their case !

Newspapers and News channels these days are flooded with Mallya's flight to UK and the NPA (non-performing assets) scam. Its shocking to see that there are so many willful defaulters who have taken crores of loans and have just shown their back to the banks. No recovery is in sight. I, infact, came across an e.g. of PNB from whom some 4 companies had taken loan amounting to approx Rs.150 cr. It was later found out that all these four companies worked from a common address in Karolbagh, New Delhi. When the locational search was done, it was found out that their office space was equal to a size of a table and a chair and that space was a rented one. The owners were paying Rs.100 a month as rent. This is really surprising that the Banks are pleading before the Debt Recovery Tribunal and are now appealing before the Apex Court.

Why did all this got initiated in the first place ? This shows that proper scrutiny checks were not maintained by the Banks, to begin with. It appears that for small investors/laymen/salaried class, the banks have the stringent rules available. But when it comes to corporate lending, where does the checks and balances go ? Its all public money and it should be safeguarded at any cost. No Tom, Dick and Harry should be allowed to play with it. If there are securities given by defaulters, then it should be attached. If we say that the securities are not existing (Just like NSEL scam), then definitely there is a big flaw on the part of banks. 

The Civil Service aspirants should study this issue very closely from all quarters possible. Who are the defaulters, Where is the flaw, What are the problems in recovery, What action the Government has taken, What are the strategies adopted by the defaulters to dupe the banks.. ?

Bigger picture of checks and balances is to kept in mind. Plug the loophole in the initial stage itself so that it does not become a monster which are are unable to handle.

Cheers !